How to Cancel Your State Farm Auto Insurance Policy in 6 Easy Steps (2023)

It’s not hard to cancel State Farm insurance, and you’ll most likely be refunded on the premiums you’ve already paid. Follow these quick steps to make sure you’re cutting ties without leaving any loose ends.

Do you have your next auto insurance policy ready? If you’re not sure how to switch car insurance companies and don’t know which insurance company to choose next, you’re in luck. Insurify is an award-winning car insurance quote comparison website that brings you a full slate of personalized quotes so you can get your cheap new policy lined right up.

State Farm Cancellation Policy

State Farm provides three ways to cancel your auto insurance policy: by mail, over the phone, and in person with your local State Farm agent. The phone seems easiest, but it’s nice to have options, and maybe you’re old-fashioned or have too many stamps!

No matter what method you choose, when you’re ready to cancel your policy, you’ll want your policy number in hand, along with a bunch of other information detailed in step 5 of this article. You may need to contact your DMV, but check with your insurance agent or your state DMV’s website to make sure.

Make sure you’ve been careful to avoid a lapse in coverage and have your new insurance starting before your policy cancellation goes into effect. Once everything is in place, it’s a quick process to cancel your State Farm auto insurance.

Step 1: Look Up the Renewal Date

When is your State Farm insurance coverage up for renewal anyway? Canceling on that renewal date would make for a convenient transition, though there’s no financial cost to canceling in the middle of your policy term. Check your mobile app or log in at statefarm.com to find your renewal date, or call your local State Farm insurance agent.

It may be easiest to cancel your State Farm Policy on the renewal date and set your new insurance policy to start the next day. But as long as you don’t have a lapse in coverage, the day isn’t very important. And if you’ll be saving a lot of money on premiums, it’s best to cancel ASAP!

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Step 2: Compare Car Insurance Quotes

Now that your cancellation date is set, find your new insurance provider. You’ve heard about GEICO, Allstate, Progressive, and other huge name brands. But the insurance industry has some amazing regional companies that you may not have heard about!

So you’ll want to look around widely for the best car insurance rates in your area. Luckily, you have access to Insurify, which helps you compare auto insurance quotes by inputting your information to just one website. It saves you hours of soliciting quotes by yourself and will help you discover companies with great premiums that you may not even know about!

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State Farm Quotes vs. Competitors

Step 3: Think about Why You’re Leaving State Farm

As a State Farm customer, what did you like? What pushed you away? Maybe you took on credit card debt and your premiums went up. State Farm can be hard on policyholders who don’t have great credit scores. Our review of State Farm auto insurance found that customer service can leave a little to be desired. Perhaps a bad phone call made you look elsewhere.

It’s helpful to reflect on what you want in your next auto insurance company. Insurance premiums are always an important priority. If you also buy home insurance, renters insurance, life insurance, or other policies, you’ll want to find a place you can bundle. Homeowners should take note that some insurance companies offer homeowner insurance discounts.

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Step 4: Secure a New Policy

Be careful: A gap in your auto insurance coverage could skyrocket your rates! You also need to have proof of insurance when driving. So before you cancel the State Farm policy you still have, it’s a very good idea to buy your new auto insurance policy in advance. When you buy a policy, you can set the start date in the future so you don’t have to worry about the timing.

There’s a whole world of insurance companies out there, and finding the right one can be daunting. Save time and lock down your ideal policy with Insurify’s free car insurance quote comparison tool. In minutes, you’ll have a list of real quotes at your fingertips.

Step 5: Cancel Your State Farm Policy

Now that your new policy is good to go, you can use any of the below three methods to cancel State Farm insurance. Whatever you choose, you’ll want this information in hand:

• Your policy number for your current policy with State Farm

• Your contact information (address, phone number, date of birth)

• Your preferred cancellation date

• Your new insurance information (if you’ve secured a new policy): the insurance company and policy number, along with the effective date the policy begins on your new insurance

• If you’ve sold your car, a bill of sale or proof of license plate forfeiture

You can cancel by phone by calling 1 (800) STATEFARM, by mail by sending the above information to Corporate Headquarters, One State Farm Plaza Bloomington, IL 61710, or in person by finding your nearest local State Farm agent.

Before you cancel State Farm car insurance, it’s best to have your new policy ready to go so you don’t risk a lapse in insurance. Let Insurify be your companion on your search for a new car insurance policy. Our car insurance comparison tool has helped millions of drivers save money. Try it out today!

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Step 6: Follow Up on Your Refund

It would be a shame to lose out on money you already paid for an insurance policy you don’t have anymore. So set a calendar notification or make a note to check your bank statement or follow up on your refund with State Farm if you don’t receive it after the time your insurance agent says to expect one.

When you cancel your State Farm insurance policy, you’ll probably be told by your insurance agent how much you’re due to receive back and a ballpark of when. Write this down, and call State Farm customer service if you don’t receive your refund in the specified time frame.

Canceling Your State Farm Policy

If you have more questions on how to cancel State Farm insurance that this article can’t answer, call your local State Farm insurance agent to get the details on your policy. It’s really important to buy your new insurance policy before you cancel, so use the best car insurance comparison tool, Insurify. It keeps your data safe and provides a full list of free, fast quotes.

Frequently Asked Questions