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Updated August 31, 2022
Car Insurance in Jackson, GA
Georgia drivers know all too well that car insurance can be expensive. While the average cost of car insurance in Georgia is $354 per month, drivers in the peach state can save on insurance costs if they know where to look. With Insurify , the average user saves $585 per year just by switching to a cheaper provider they found on the platform.
Quick Facts
The average cost of car insurance in Jackson is $249 per month, or $2988 annually.
Car insurance in Jackson is $2 more than the average cost of car insurance in Georgia.
The cheapest car insurance provider in Jackson on average is Foremost GroupSelect℠, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
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Cheapest Car Insurance in Jackson, GA
When you’re shopping for car insurance, you’ll notice that prices will vary between insurance providers. That’s because every insurance provider weighs information like your driving record, your credit score, and your age differently. While the following are the cheapest insurance companies in Jackson on average, you should always compare quotes to find your best rate.
Insurance Provider in Jackson | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
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Travelers | $168 /mo |
Mile Auto | $170 /mo |
Clearcover | $192 /mo |
Elephant | $200 /mo |
Liberty Mutual | $201 /mo |
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Best Car Insurance in Jackson, GA
Not all insurance companies are created equal, and it’s important to find a provider that can offer good customer service and has a history of reliably paying claims. Insurify analyzes multiple factors that reflect quality, reliability, and health of an insurance company to calculate its Insurify Composite Score and rank insurers. See the best providers in Jackson below.
Best Companies | Score | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
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Clearcover | 97 | $192 /mo |
Liberty Mutual | 82 | $201 /mo |
Travelers | 80 | $168 /mo |
See More: Best Car Insurance Companies
Minimum Car Insurance Requirements in Georgia
All motor vehicles operated or parked on Georgia roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Georgia[1] are:
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Georgia is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$25,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
$25,000 per person for uninsured motorist bodily injury
$50,000 per accident for uninsured motorist bodily injury
$25,000 per accident for uninsured motorist property damage
Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Georgia, drivers are required to be insured for both bodily injury and property damage.
Jackson Car Insurance Rates by Driver Age
One of the most important factors in determining the premium for your auto insurance policy is age. Young drivers see the highest rates because they are inexperienced and more likely to get into accidents. In fact, teen drivers are almost three times as likely as drivers aged 20 and older to be in a deadly crash. You can expect the following rates for each age group in Georgia.
Driver's Age | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
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Teens | $583 |
20s | $364 |
30s | $246 |
40s | $222 |
50s | $201 |
60s | $202 |
70s | $227 |
80+ | $247 |
Jackson Car Insurance Rates by Driving and Accident History
Your driving record is one of the most important factors that insurance companies consider when calculating your premium. Drivers with infractions such as speeding tickets, at-fault accidents, or DUIs in their history will likely see higher premiums compared to drivers with clean records. Here’s what you can expect to pay in Jackson, Georgia based on your driving history.
Driving History | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
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Clean Record | $244 |
Speeding Ticket | $368 |
At-Fault Accident | $386 |
DUI | $4 |
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Jackson Car Insurance Rates by Credit Tier
Many insurance companies use your credit score when determining your rate. That’s because historical research shows that drivers with good credit file fewer claims, while drivers with bad credit account for a higher percentage of paid claims. The following is what you can expect to pay in Jackson, Georgia based on your credit tier.
Credit Tier | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
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Excellent | $314 |
Good | $335 |
Average | $391 |
Bad | $486 |
See More: Bad Credit Car Insurance Georgia
Jackson DMV Information
The Jackson Department of Driver Services offers license renewals and reinstatements, out of state driver’s licence and license plate transfers, CDL road and written tests, regular and motorcycle knowledge exams, and insurance reinstatements for Butts county. The office is open from 8:00 a.m. to 6:00 p.m. Tuesday through Friday and is located at:
1578 GA-16
Jackson, GA 30233
Public Transportation in Jackson
Although Jackson, Georgia is a car-dependent city according to Walk Score, a few public transit options are available for residents who do not want or are unable to drive. ThreeRivers Regional Commission offers rides under a “demand response” model, meaning that there are no fixed routes or stops, and users will need to schedule their rides.
Still, most residents of Jackson get around by car, and all drivers should make sure they are properly insured before getting behind the wheel.
How to Get the Cheapest Car Insurance in Jackson
Georgia drivers know that car insurance can be pricey. What drivers in the peach state might not know is that they could be saving hundreds of dollars every year just by comparing car insurance quotes. Let us provide the insurance solutions for all of your insurance needs; get a quote today with Insurify and start saving on car insurance!
At Insurify , we make it easy. You’ll just have to enter information about your vehicle and driving history once, which beats calling around to multiple insurance agents. From there, we’ll show you multiple quotes side-by-side and all in one place, so you can be sure you’ve seen all the best rates. You can also use Insurify to shop for home insurance and life insurance.
For more detailed Georgia city level guides, check out these below.
FAQs - Jackson, GA Car Insurance
The easiest way to find the best and cheapest car insurance is to use Insurify . We’ll show you quotes from national insurance providers like Allstate and State Farm along with quotes from local agents and in just a matter of minutes you can buy insurance online without ever visiting an insurance agency!
The average cost of car insurance in Jackson, Georgia is $247 per month, but factors such as age and driving history will affect the cost of your insurance. The cost of your insurance policy will also depend on what kind of insurance coverage you choose to buy. For example, a full-coverage policy with roadside assistance will cost more than a liability policy.
The high cost of auto repairs and healthcare, severe weather events, and many uninsured drivers all drive up the cost of insurance in Jackson. However, you can often save on car insurance by bundling your auto insurance policy with other insurance products like your homeowners insurance, business insurance, commercial auto insurance, or renters insurance.
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Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.
Sources
- Office of Commissioner of Insurance and Safety Fire. "State Minimum Car Insurance Requirements." Accessed May 28, 2022