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West Virginia SR-22 Car Insurance (With Quotes)
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Written by
Doug Shaffer
Insurance Writer
Doug Shaffer works as a content writer. He has had the opportunity to write for several national insurance carriers in the past and brings with him over six years of experience working with both business and consumer products. He enjoys being able to break down complex insurance jargon to allow consumers to fully understand their policies.
Edited by
John Leach
Insurance Content Editor at Insurify
John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.
Updated March 9, 2022
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Cheapest Companies for SR-22 Insurance in West Virginia (2022)
For drivers with SR-22 in West Virginia, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after an SR-22.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in West Virginia. The following are the best insurance rates from carriers that offer car insurance for drivers with an SR-22 in West Virginia.
| Carrier | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| Kemper | $146 |
| Safeco | $168 |
| Dairyland | $191 |
Table of contents
- How Much Does SR-22 Insurance Cost in West Virginia?
- What Is an SR-22, and Who Needs One in West Virginia?
- How Much Does Credit Score Affect SR-22 Insurance Costs in West Virginia?
- How to Find the Best SR-22 Insurance Rate in West Virginia
- Non-Owner SR-22 Insurance in West Virginia
- Alternatives to an SR-22 in West Virginia
- Frequently Asked Questions
- Compare Top Auto Insurance Companies
How Much Does SR-22 Insurance Cost in West Virginia?
Nearly all states that require an SR-22 form after a major driving violation will charge higher rates for auto insurance coverage. In West Virginia, drivers who don't have a violation history will pay on average $196 per month, while those who need an SR-22 will pay as much as $243. The increase in prices results in drivers paying 24 percent more for coverage.
No Violation - Avgerage Monthly Rate$196
With SR-22 - Average Monthly Rate$243
$47 ▴
23.98% ▴
Difference in Average Monthly Rate
Percent Change in Average Monthly Rate
Insurify's comparison tool will help you make sure you're getting the best possible quote even after an SR-22. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
What Is an SR-22, and Who Needs One in West Virginia?
If you have been found guilty of a major driving violation, such as a DUI/DWI, multiple driving occurrences, or an at-fault accident, your insurance provider may request that you obtain an SR-22 form. The SR-22 provides proof to the state of West Virginia that you have the minimum required auto insurance.
In most instances, drivers are required to keep the SR-22 form active for a minimum of three years in West Virginia. This means you may be dealing with higher insurance rates until you can shed the SR-22 certificate.
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How Much Does Credit Score Affect SR-22 Insurance Costs in West Virginia?
The impact that your credit score can have on the cost of an SR-22 depends on which tier you fall into. Drivers who have an excellent credit score often see the lowest increase in cost, while drivers with poor credit rating will experience higher increases. For instance, in West Virginia motorists with an SR-22 and excellent credit pay $51 less than those with poor credit.
| Credit Tier | Avg. Monthly Rate - No Violation The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. | Avg. Monthly Rate - SR-22 The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. | Difference |
|---|---|---|---|
| Excellent | $189 | $234 | $45 |
| Good | $211 | $261 | $50 |
| Average | $213 | $263 | $51 |
| Poor | $230 | $285 | $55 |
How to Find the Best SR-22 Insurance Rate in West Virginia
If you find yourself needing to obtain an SR-22 form, there are several options available in West Virginia. Many of the insurance providers in the state offer the SR-22, but the rates can vary greatly. To get the most affordable rates, it is a good idea to use a company like Insurify, where you can quickly compare all the offers you qualify for.
Non-Owner SR-22 Insurance in West Virginia
West Virginia drivers who don't own a vehicle will need to look into a non-owner SR-22 form instead of the standard version. With the non-owner SR-22, you will have coverage that you can use as proof of insurance if you need to get your driver's license reinstated. To qualify, no one in your household can own a vehicle either.
Alternatives to an SR-22 in West Virginia
Even though there aren't any direct alternatives to obtaining an SR-22 in West Virginia, there are things you can do to lower the rates you have to pay for it. For instance, receiving quotes from multiple providers is one of the best ways to find affordable rates.
How Do I Get SR-22 Insurance in West Virginia
Finding affordable SR-22 insurance rates in West Virginia can be a challenge if you don't shop around. One easy way to quickly compare rates all in one location is to use a platform like Insurify. With Insurify, you answer a few simple questions, and within minutes, you can browse dozens of quotes to find the one that suits you best.
Frequently Asked Questions
Drivers who are required to get an SR-22 will need to keep it active for a minimum of three years in West Virginia. Besides the SR-22, it is also a requirement to maintain the minimum auto insurance coverage set forth by West Virginia law.
Your SR-22 will follow you to whatever state you move to if you decide to leave West Virginia. To ensure your SR-22 is properly transferred over, you will want to notify your current auto insurance provider of your intentions to move and give them the information of your new provider.
Motorists who are required to obtain an SR-22 but don't have a car are required to still get an SR-22. However, the type of form that is needed changes from a standard SR-22 to a non-owner SR-22.
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Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
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Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.