Nationwide Home Insurance Review: Is it the best choice for you?

Famed for the slogan “Nationwide is on your side,” customers tend to have very positive experiences with this insurance company. By offering a wide range of coverage options, Nationwide can serve its policyholders through local agents and has a strong reputation when it comes to customer satisfaction. While some additional coverages can increase rates dramatically, it is one of the more well-rounded options in the United States.

Purchasing home insurance can be time-consuming, but with Insurify, it doesn’t have to be. Before you enroll, make sure to compare quotes, examine your coverage options, and find the policy that best meets your needs.

Nationwide Home Insurance Reviews: Customer Satisfaction

Nationwide has been making customers happy since 1926 with a variety of insurance products. Most policyholders appreciate the ease in which they can get a quote, report a claim, and manage their policy online, although some state that it can be difficult to get in touch with an actual customer service team member.

Since Nationwide offers more than just home insurance, individuals are often attracted to its range of discounts, particularly when bundling home and auto insurance. Coverage limits tend to be just as good, if not better, than what’s offered by competitors like Allstate or USAA, and those who have had to file claims state that the process is quick and straightforward.

Nationwide Homeowners Insurance Quotes

Obtaining a quote for a homeowners insurance policy from Nationwide is easy to do online—simply provide your ZIP code to get started and you’re guaranteed to finish the process within five minutes. If you prefer to speak with a representative, you can call Nationwide at 1 (877) 669-6877 or find a local agent in your area.

Comparing home insurance pricing is never entirely straightforward, but Nationwide tends to fall around the national average with quotes ranging between $1,500 and $2,800. Keep in mind that your individual rate for property insurance will be based on a number of factors including the level of dwelling coverage, personal liability protection, and more.

What’s covered by Nationwide home insurance?

While some companies offer very basic policies, Nationwide goes the extra mile to include a range of coverage options, including:

• Dwelling

• Contents

• Personal Liability

• Medical Payments

• Ordinance or Law Insurance

• Other Structures

• Loss of Use

• Credit Card Coverage

Additional coverage opportunities include the Brand New Belongings program which replaces your items without depreciation. Its Better Roof Replacement option ensures that repairs after a covered loss are completed using the strongest materials available.

How does Nationwide’s claims process work?

Insurance providers often fall short when it comes to processing claims, yet this is one of the areas where Nationwide truly shines. Policyholders can call 1 (800) 421-3535 to begin their claim or can file online or by contacting their agent. Once you’ve submitted as much information as possible, Nationwide will review your claim and may assign an adjuster to visit your property.

Customers can always check the status of their insurance claim online, and after an estimate has been created, you’ll receive payment for your repairs. Many state that their homeowners policy was far more robust than they realized, resulting in the payment of a claim that went above and beyond their expectations.

Available Discounts and Payment Methods

Saving money is a strong incentive when it comes to purchasing home insurance, and Nationwide provides a range of discounts for both new and current customers to enjoy, including:

• Multi-Policy Discount

• Protective Device Savings

• Claims-Free Pricing

• Home Renovation Credit

• Roof Rating Discounts

• New Home Savings

• Prior Insurance Discount

• Gated Community Savings

Paying your Nationwide premium is easy as you can enroll in AutoPay and not worry about having to pay each month. Other options include making a one-time payment online, using the Nationwide mobile app, calling 1 (888) 891-0267, texting “PAY” to 245569, or mailing your payment to:

Nationwide Insurance

PO Box 742522

Cincinnati, OH 45274-2522

How to Cancel Your Nationwide Home Insurance Policy

If home insurance from Nationwide no longer meets your needs, you can cancel your policy in one of two ways. Simply call 1 (877) 669-6877 to begin or contact your local agent.

Other Types of Home Insurance Coverage Offered by Nationwide

Ensuring your overall satisfaction is high on Nationwide ’s priority list, so the company offers various types of coverage for specific situations:

• Identity Theft

• Valuables Plus

• Replacement Cost Plus

• Water Backup

• Earthquakes

• Flood Insurance

Those who need renters insurance or live in a condo can also enjoy coverage from Nationwide. If you’re interested in specialized options for mobile homes, vacant homes, or certain types of personal property, make sure to reach out to your local agent to learn more.

Nationwide Home Insurance FAQ

How do I bundle home and car insurance with Nationwide?

Nationwide has long been known as an auto insurance company, so bundling home and car coverage is easy. Contact customer service at 1 (877) 669-6877 or speak with a local agent to get started.

How long do I have to make repairs after my homeowner’s insurance claim with Nationwide?

It can be daunting to begin making repairs on your home after you file a claim. However, you don’t want to wait too long, so it’s encouraged that you check your policy for specific guidelines around repair time frames.

Is Nationwide cheaper than other companies in my area?

Nationwide’s policy options are very robust and may or may not cost less than its competitors. To make sure you’re getting the best deal on home insurance, visit Insurify and compare multiple quotes at once before you buy.

The Best Way to Save on Home Insurance

Home insurance can be one of the most expensive purchases after moving into a new home, so it’s smart to look for the best pricing in your area.

Rather than spending hours researching various company websites, visit Insurify. You’ll be able to compare several insurance options at once and might save more than you thought was possible!

Nationwide Insurance Overview

Since 1926, Nationwide has served customers a wide selection of products including life insurance, auto coverage, home policies, and more. In general, the company tends to make customers quite happy, although some do complain about rate increases and the difficulty in being able to contact a customer service representative. Nationwide has an A+ financial strength rating (FSR) from A.M. Best and was rated lower than average by J.D. Power and Associates.

Nationwide Home Insurance Contact Information