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Kansas SR-22 Car Insurance (With Quotes)
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Written by
Charlie Mitchell
Insurance Writer
Charlie Mitchell is a journalist, researcher, and writer specializing in personal finance subjects. He holds a degree from Middlebury College. His work can be found in Vox, Mother Jones, The New Republic, and other publications. Charlie uses his expertise in home, renters, and auto insurance subjects to help inform people to make better financial decisions. Connect with Charlie on LinkedIn.
Edited by
John Leach
Insurance Content Editor at Insurify
John Leach is an insurance content editor who has worked in print and online. He has years of experience in car and home insurance and strives to make these topics easy to understand for everyone. He has a linguistics degree from UC Santa Barbara.
Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.
Updated March 9, 2022
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Cheapest Companies for SR-22 Insurance in Kansas (2022)
For drivers with SR-22 in Kansas, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after an SR-22.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Kansas. The following are the best insurance rates from carriers that offer car insurance for drivers with an SR-22 in Kansas.
| Carrier | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| Dairyland | $135 |
| Travelers | $139 |
| SafeAuto | $173 |
| The General | $211 |
| Safeco | $223 |
| Kemper | $235 |
| Bristol West | $268 |
Table of contents
- How Much Does SR-22 Insurance Cost in Kansas?
- What Is an SR-22, and Who Needs One in Kansas?
- How Much Does Credit Score Affect SR-22 Insurance Costs in Kansas?
- How to Find the Best SR-22 Insurance Rate in Kansas
- Non-Owner SR-22 Insurance in Kansas
- Alternatives to an SR-22 in Kansas
- Frequently Asked Questions
- Compare Top Auto Insurance Companies
How Much Does SR-22 Insurance Cost in Kansas?
The average monthly premium increases $18 in Kansas for SR-22 drivers versus those with spotless driving records. Since car insurance in Kansas is already on the affordable side, that's just an increase from $185 to $203, 10 percent in all. Not bad—but remember, these are just averages.
No Violation - Avgerage Monthly Rate$185
With SR-22 - Average Monthly Rate$203
$18 ▴
9.73% ▴
Difference in Average Monthly Rate
Percent Change in Average Monthly Rate
Insurify's comparison tool will help you make sure you're getting the best possible quote even after an SR-22. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
What Is an SR-22, and Who Needs One in Kansas?
So you lost your license. It happens! To get it reinstated, you'll often have to purchase SR-22 insurance. You might hear that SR-22s are expensive. The truth is that there's a small filing fee you'll have to pay to the insurance company, but what really makes SR-22 insurance expensive is the violations you were convicted of, not the SR-22 itself.
The SR-22 is just a form that proves that you're insured adequately. You carry the form and are required to have it on the road with you at all times. This requirement is for drivers who are considered "high-risk" and tries to prevent accidents between uninsured drivers. To get the SR-22, you have to have an insurance company sponsor you and file with the DMV; you can't file it yourself.
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How Much Does Credit Score Affect SR-22 Insurance Costs in Kansas?
Violations that earn you an SR-22 requirement will cost you more if you have bad credit: SR-22 drivers with poor credit see their monthly rates go up by an average of $46 compared with those with excellent credit, who see just a $5 rate increase when they take on an SR-22. Phew! You'll likely be in the middle: rates will climb $41–$42 on average from $175–$177 to $216–$219.
| Credit Tier | Avg. Monthly Rate - No Violation The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. | Avg. Monthly Rate - SR-22 The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. | Difference |
|---|---|---|---|
| Excellent | $157 | $162 | $5 |
| Good | $175 | $216 | $41 |
| Average | $177 | $219 | $42 |
| Poor | $191 | $237 | $46 |
How to Find the Best SR-22 Insurance Rate in Kansas
Don't take the first SR-22 insurance policy you can find just because you'll be told that it's hard to get. Insurify will let you shop around all over Kansas in just a few clicks, pulling quotes from across the industry for free, personalized for you, in just a few minutes.
Non-Owner SR-22 Insurance in Kansas
It can be frustrating to purchase insurance to get your license back when you don't even have a car. Try for non-owner SR-22 insurance in this case. You could potentially save a lot, start ticking the months away on your SR-22 requirement, and still be insured to drive other people's cars on an infrequent basis, if they don't belong to your roommates or spouse.
Alternatives to an SR-22 in Kansas
There aren't other options to get back on the road if you've been required to carry an SR-22. Luckily, the one- to three-year duration of the requirement is lower than most states. Once you purchase the insurance, every day brings you closer to the end—as long as you keep a clean record and consistent coverage.
How Do I Get SR-22 Insurance in Kansas
It's not hard to get an SR-22 policy in Kansas—but it's important to shop around as much as possible. Insurify will help you get quotes from across the industry—for free, and in just a few minutes—to make sure you are getting the best possible price. You don't have to search every insurance company website manually.
Frequently Asked Questions
It's good to be in Kansas when you have an SR-22: the one to three years you'll be required to carry the certificate pales in comparison to the 3 to 10 years most states require.
No matter where you live, you have to complete the entirety of your SR-22 requirements for the designated time. Moving won't erase this, and you'll still have to keep your Kansas SR-22.
Even if you don't have a car, you still need SR-22 insurance! Look for non-owner insurance. You have to contact the insurance company directly to get it—and you can get a cheaper policy if you don't drive often and don't have a car.
Compare Top Auto Insurance Companies
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies
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Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.
