How to Cancel Your SafeAuto Car Insurance Policy in 6 Easy Steps (2023)

Ready to cancel your SafeAuto Insurance? Here’s how. And just so you have the bad news up front: there’s a $25 cancellation fee. But if you’re motivated to cancel your coverage ASAP, it’s probably worth it.

Before you cancel your SafeAuto insurance policy, get your new insurance ready to go. It can take hours to find all the insurance companies in your area and ask them for quotes on separate websites. So make sure you take advantage of Insurify’s free, highly rated car insurance quote comparison tool to get a personalized list of policies to click and buy in mere minutes.

SafeAuto Cancellation Policy

SafeAuto doesn’t make it as easy as other car insurance companies to cancel your auto insurance policy, but you won’t be put through the wringer. First, look up your renewal date; if it’s not too long to wait, you can avoid a $25 cancellation fee, and your cancellation will be as simple as a phone call.

If you want to end your policy early, call 1 (800) SAFEAUTO to get things sorted out. You may have to write a letter to SafeAuto to cancel, and SafeAuto might charge you a $25 cancellation fee. If you’re canceling your policy particularly early, you might pay additional penalties. But generally, you’ll be refunded for your unused policy term.

Step 1: Look Up the Renewal Date

Go to SafeAuto’s mobile app, access your online account on the SafeAuto website (safeauto.com), or call SafeAuto’s customer service number to find out the renewal date on your current policy. If you’re looking to cancel your insurance policy and the renewal date isn’t too far off, it might be best to wait until you reach your renewal date to cancel.

Note this date along with your policy number and the date you want to cancel your insurance coverage for the remainder of the process.

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Step 2: Compare Car Insurance Quotes

Canceling a policy and moving to a new insurance company is normal and a good thing to do. But there’s one important way that it can go wrong: if you mix up the dates and find yourself without insurance for even a day, you’ll get dinged for a gap in coverage, and this can jack up your premiums.

So start shopping for your new car insurance policy before you cancel your old one. And for that, Insurify is the best companion you can hope for. It scours the auto insurance industry for the best quotes, personalized to you. It’s the best car insurance comparison website out there, and it’s free.

See More: Best and Worst Sites to Compare Car Insurance

SafeAuto Quotes vs. Competitors

Step 3: Think about Why You’re Leaving SafeAuto

Before you buy a new insurance policy, it’s helpful to reflect on why you’re looking for a new car insurance company. Our review of SafeAuto Insurance company found that SafeAuto policyholders tend to complain about customer service, and that might be you. Perhaps you had a negative experience with the claims process or roadside assistance.

Lots of drivers pick up a SafeAuto policy because they have a DUI or another ding on their driving record that makes them a high-risk driver. If a major violation just got wiped from your driving history, a lot more car insurance companies will offer lower premiums. An improved credit score will help, too, and SafeAuto customers with bad credit tend to be charged for it.

See More: Best Car Insurance Companies

Step 4: Secure a New Policy

On to new horizons! Remember what you’re looking for in your new insurance provider. It could be great insurance agents, super-low premiums, insurance discounts for students (or seniors), quality roadside assistance and towing, or bundling with home insurance, renters insurance, life insurance, or some other insurance product. But where to start looking?

Don’t do your car insurance comparisons by yourself. It’s too time-consuming, and the usual suspects—GEICO, Allstate, Progressive, State Farm—might not be your best option. Insurify’s car insurance quote comparison tool will help you find that needle in the haystack: the perfect insurance policy for your needs and budget.

Step 5: Cancel Your SafeAuto Policy

With your new policy signed and dated, you’re ready to cancel your SafeAuto insurance policy. Just check your dates carefully, and make sure you have continuous car insurance coverage. A gap of even one day could hurt you badly. Call 1 (800) SAFEAUTO to learn about the details of your cancellation process. You may need to write a letter and pay a $25 cancellation fee.

If you’re doing these steps a bit out of order, it’s never too late to save money on your new insurance. Insurify will help you look at quotes on car insurance personalized to you. You can toggle between full coverage and liability insurance and change your bodily injury limits and deductibles with updated insurance rates. It’s the best car insurance comparison out there.

See More: Compare Car Insurance

Step 6: Follow Up on Your Refund

As you cancel your insurance policy, make careful note of when to expect your refund. If your insurance agent isn’t specific about when you’ll get it and the payment options available, call back and find out. Even if you’re charged a short-rate penalty or cancellation fee, you’ll probably still have a refund due.

According to SafeAuto’s FAQ section online, normally, the payment method you used to pay your bills will be the same method SafeAuto Insurance uses to provide your refund. If you’re penalized for nonpayment, budget for that to be subtracted from your refund.

Canceling Your SafeAuto Policy

It’s a relief to cancel an auto insurance policy that wasn’t working and get started on something new. If you’re still looking for that perfect insurance company, make sure you’ve tried Insurify’s car insurance comparison tool, the best on the web. You’ll save money on your premiums and a lot of time you’d usually spend looking for quotes by yourself. Don’t miss out!

Frequently Asked Questions