Cheap Auto Insurance Quotes in Easton, PA, for 2023

Car Insurance in Easton, PA

Drivers in Easton not only pay lower car insurance costs than most Pennsylvanians but also less than most drivers in the country. If you’re looking for low-cost policies, you have plenty of options to choose from, and if you take the time to compare car insurance quotes, you could save even more.

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Cheapest Car Insurance in Easton, PA

The cheapest auto insurance policy doesn’t always mean the policy with the best value (though it might!). When comparing car insurance quotes, always consider the full scope of a policy, including insurance coverage options, coverage limits, deductibles, and perks like roadside assistance. You may find that a better car insurance policy is only a few more monthly dollars.

Minimum Car Insurance Requirements in Pennsylvania

All motor vehicles operated or parked on Pennsylvania roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

• Requested by law enforcement

• Renewing vehicle registration

• The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Pennsylvania^[1] are:

• $15,000 per person for bodily injury

• $30,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Pennsylvania is a no-fault state, meaning both parties’ insurance providers will pay for expenses, regardless of which party caused the accident.

• $5,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

• $5,000 per accident for Medical Benefits

Medical Benefits, similar to PIP coverage, will cover the policyholder for medical payments they incur in the event of an accident. Depending on your plan, you may also receive non-medical benefits, compensating you for lost wages, household expenses, and even funeral costs.

Easton Car Insurance Rates by Driving and Accident History

Your driving record has a big impact on the price you pay for car insurance because it’s what insurers use to determine the likelihood that you’ll make a claim^[2]. Policyholders with clean records pay less for car insurance coverage than those with issues in their past. Drivers with more serious incidents pay even higher rates and may find it difficult to get an affordable policy.

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High-Risk Car Insurance Pennsylvania

DUI Car Insurance Pennsylvania

Easton Car Insurance Rates by Credit Tier

Maintaining good financial habits saves you money again and again and can even save you money on auto insurance coverage^[3]. On average, Easton drivers with excellent credit scores spend much less per year on car insurance than drivers with poor credit. Drivers with good or better credit also save money on their auto loans, credit cards, and home insurance.

How to Get the Cheapest Car Insurance in Easton

There are a few ways to get cheap car insurance. First, obey traffic laws and practice defensive driving habits. This lowers the likelihood that you’ll get a ticket or make an at-fault claim. Next, choose an older, safe vehicle, preferably one you can buy without a car loan. These tend to cost less to insure than newer, financed vehicles, especially luxury vehicles.

Third, take advantage of all the car insurance discounts you’re entitled to, and don’t be afraid to speak with your insurance agent to review your policy. Lastly, always compare car insurance quotes before buying and at least every six months. You can do this for free with the tools at Insurify. Our comparison tools are easy to use and completely confidential. Try it today.

Frequently Asked Questions

Insurify Insights

How Easton Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Easton, Pennsylvania below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Easton drivers measure up to their fellow motorists across Pennsylvania in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

Honda Accord

Most Popular Car in Easton

#67

City with the Most Speeding Tickets Rank in Pennsylvania

#66

City with the Most Moving Violations Rank in Pennsylvania

#31

City with the Most DUIs Rank in Pennsylvania

#81

City with the Most Suspended Licenses in Pennsylvania

• Accidents in Easton

  While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Easton drivers rank 63 in the number of car accidents per driver across all cities in Pennsylvania.

  • Rank within state: #63
  • Percent of drivers in Easton with an accident: 8.5%
• DUI/DWIs in Easton

  While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Easton drivers rank 31 in the number of DUI’s per driver across all cities in Pennsylvania.

  • Rank within state: #31
  • Percent of drivers in Easton with a DUI: 1.8%
• Reckless Drivers in Easton

  Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Pennsylvania, Easton drivers rank 66 in the number of reckless driving offenses per driver.

  • Rank within state: #66
  • Percent of drivers in Easton with a reckless driving offense: 0.9%
• Rude Drivers in Easton

  The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Pennsylvania, Easton drivers rank 59 in rude driving infractions.

  • Rank within state: #59
  • Percent of drivers in Easton with a reckless driving violation: 1.2%
• Speeding in Easton

  Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Pennsylvania, Easton drivers rank 67 in the number of speeding infractions per driver.

  • Rank within state: #67
  • Percent of drivers in Easton with a speeding ticket: 5.4%
• Safest Drivers in Easton

  Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Easton drivers rank 18 in clean driving records across all cities in Pennsylvania.

  • Rank within state: #18
  • Percent of drivers in Easton with clean record: 80.9%
• Hybrid/Electric Vehicle Ownership in Easton

  As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Easton drivers rank 29 in hybrid and electric vehicle ownership across all cities in Pennsylvania.

  • Rank within state: #29
  • Percent of drivers in Easton with a hybrid/electric vehicle: 0.9%

Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.