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Updated August 31, 2022
Car Insurance in Douglas, WY
The average cost of Wyoming car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Douglas, WY to find you the cheapest quotes in the area.
Quick Facts
The average cost of car insurance in Douglas is $183 per month, or $2196 annually.
Car insurance in Douglas is $28 more than the average cost of car insurance in Wyoming.
The cheapest car insurance provider in Douglas on average is Progressive, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
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Cheapest Car Insurance in Douglas, WY
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in Douglas | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
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State Farm | $56 /mo |
The General | $121 /mo |
American Family | $269 /mo |
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Minimum Car Insurance Requirements in Wyoming
All motor vehicles operated or parked on Wyoming roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Wyoming[1] are:
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Wyoming is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$20,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
$25,000 per person for uninsured/underinsured motorists
$50,000 per accident for uninsured/underinsured motorists
Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Wyoming, drivers are only required to purchase this coverage for bodily injury.
Find local Douglas agents
Tegeler & Associates
122 N 3rd St,
Douglas, WY 82633-2135The Insurance Corner
920 E Richards ST,
Douglas, WY 82633Pura Vida 307, LLC dba: The Koss Agency
125 3rd Street,
Douglas, WY 82633Farmers Insurance - Wesley Lintz
501 E Richards St Ste 3,
Douglas, WY 82633The Koss Agency
125 S 3rd St,
Douglas, WY 82633Vickie Robertson - State Farm Insurance Agent
438 S 4th St,
Douglas, WY 82633Farm Bureau Financial Services
1510 E Richards St,
Douglas, WY 82633First American Title Insurance Company
123 N 3rd St,
Douglas, WY 82633Dee Dee Lore: Allstate Insurance
1001 S Douglas Hwy Ste 130,
Gillette, WY 82716
For more detailed Wyoming city level guides, check out these below.
FAQs - Douglas, WY Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.
Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.
Sources
- Wyoming Department of Transportation. "State Minimum Car Insurance Requirements." Accessed May 28, 2022