Cheap Auto Insurance Quotes in DeLand, FL, for 2023

Car Insurance in DeLand, FL

Finding affordable car insurance coverage is not always easy. That’s why we put this guide together—to help you find low insurance premiums. We’ll start with a list of average quotes from the top insurance companies in DeLand, then break down what raises premiums and how to find the best rates. Always make sure to compare car insurance quotes when buying a policy.

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Cheap Car Insurance Florida

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Cheapest Car Insurance in DeLand, FL

Below, you’ll find a list of average quotes from a full stack of insurance providers in DeLand. Keep in mind that this is only a starting point. Depending on your driving record, age, insurance needs, and car, insurance companies will offer you varying car insurance quotes. This is why it’s so important to take the time to compare car insurance companies.

Minimum Car Insurance Requirements in Florida

All motor vehicles operated or parked on Florida roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

• Requested by law enforcement

• Renewing vehicle registration

• The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Florida^[1] are:

• $10,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident. Florida is a no-fault state, meaning both parties’ insurance providers will pay for expenses, regardless of which party caused the accident.

• $10,000 per accident for PIP

Personal injury protection coverage, also referred to as PIP coverage, will cover the policyholder for medical payments they incur in the event of an accident. Depending on your plan, you may also receive non-medical benefits, compensating you for lost wages, household expenses, and even funeral costs.

DeLand Car Insurance Rates by Driving and Accident History

If you’ve got any infractions on your driving record, DeLand auto insurance companies might raise your rates^[2]. In this table, you can see that a DUI can make your auto insurance policy much more expensive than it would otherwise be. Cheap Florida insurance is already challenging to find, so avoiding violations is step one to getting cheap liability coverage.

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High-Risk Car Insurance Florida

DUI Car Insurance Florida

DeLand Car Insurance Rates by Credit Tier

In DeLand, a good credit score can help lower your insurance premiums on average^[3]. Car insurance companies charge more for insurance coverage if they think you’re at risk for not paying your bills, so good credit gives them peace of mind and can help you save quite a lot of money.

How to Get the Cheapest Car Insurance in DeLand

Finding cheap auto insurance in DeLand will take some effort. Insurance agencies price their policies based on a variety of factors, and many companies have their own specialties and styles, so finding a cheap insurance policy that meets your needs is essentially a matchmaking process. One of the best ways to navigate this process is by comparing car insurance quotes.

With Insurify’s quote-comparison tool, you’ll get a bird’s-eye view of top auto insurance companies in Volusia County. In just a few minutes, you can see free quotes from DeLand insurance providers, personalized to you. You’ll take a critical step toward finding affordable insurance coverage that covers you well, and cheap insurance just makes life in DeLand better.

Frequently Asked Questions

Insurify Insights

How Deland Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Deland, Florida below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Deland drivers measure up to their fellow motorists across Florida in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

Ford F-Series Pickup

Most Popular Car in Deland

#98

City with the Most Speeding Tickets Rank in Florida

#95

City with the Most Moving Violations Rank in Florida

#151

City with the Most DUIs Rank in Florida

#116

City with the Most Suspended Licenses in Florida

• Accidents in Deland

  While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Deland drivers rank 126 in the number of car accidents per driver across all cities in Florida.

  • Rank within state: #126
  • Percent of drivers in Deland with an accident: 8.4%
• DUI/DWIs in Deland

  While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Deland drivers rank 151 in the number of DUI’s per driver across all cities in Florida.

  • Rank within state: #151
  • Percent of drivers in Deland with a DUI: 0.4%
• Reckless Drivers in Deland

  Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Florida, Deland drivers rank 134 in the number of reckless driving offenses per driver.

  • Rank within state: #134
  • Percent of drivers in Deland with a reckless driving offense: 1.3%
• Rude Drivers in Deland

  The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Florida, Deland drivers rank 141 in rude driving infractions.

  • Rank within state: #141
  • Percent of drivers in Deland with a reckless driving violation: 1.5%
• Speeding in Deland

  Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Florida, Deland drivers rank 98 in the number of speeding infractions per driver.

  • Rank within state: #98
  • Percent of drivers in Deland with a speeding ticket: 6.9%
• Safest Drivers in Deland

  Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Deland drivers rank 107 in clean driving records across all cities in Florida.

  • Rank within state: #107
  • Percent of drivers in Deland with clean record: 79.9%
• Hybrid/Electric Vehicle Ownership in Deland

  As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Deland drivers rank 91 in hybrid and electric vehicle ownership across all cities in Florida.

  • Rank within state: #91
  • Percent of drivers in Deland with a hybrid/electric vehicle: 1%

Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.