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Updated August 31, 2022
Car Insurance in Coventry, RI
The average cost of Rhode Island car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Coventry, RI to find you the cheapest quotes in the area.
Quick Facts
The average cost of car insurance in Coventry is $261 per month, or $3132 annually.
Car insurance in Coventry is $25 more than the average cost of car insurance in Rhode Island.
The cheapest car insurance provider in Coventry on average is Safeco, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
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Cheapest Car Insurance in Coventry, RI
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in Coventry | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
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Progressive | $116 /mo |
Travelers | $230 /mo |
Liberty Mutual | $342 /mo |
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Average Car Insurance Cost
Rhode Island Cities | |
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Providence | $200/mo |
Warwick | $284/mo |
Cranston | $301/mo |
Pawtucket | $332/mo |
Coventry | $229/mo |
Rhode Island | $269/mo |
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in Rhode Island
All motor vehicles operated or parked on Rhode Island roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Rhode Island[1] are:
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Rhode Island is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$25,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
Find local Coventry agents
Bruen, Deldin Didio Insurance, Inc. A Division of World Insurance
2435 Nooseneck Hill Rd Ste A-5,
Coventry, RI 02816Gallo | Thomas Insurance Agency
401 Arnold Rd,
Coventry, RI 02816Blaeser Insurance Agency, LLC
780 Tiogue Avenue,
Coventry, RI 02816OceanPoint Insurance Agency, Inc.
730 Centre of New England Blvd,
Coventry, RI 02816-5456Nationwide Insurance: Joseph W Blaeser IV Agency
780 Tiogue Ave,
Coventry, RI 02816John Norcia: Allstate Insurance
1060 Tiogue Ave,
Coventry, RI 02816Fallon Insurance Agency
1049 Tiogue Ave,
Coventry, RI 02816Raymond Insurance Agency
920 Main St,
Coventry, RI 02816Nationwide Insurance: Rural Insurance Agency Inc.
1216 Main St,
Coventry, RI 02816Allstate Personal Financial Representative: Arnold Lombardi
1060 Tiogue Ave,
Coventry, RI 02816
For more detailed Rhode Island city level guides, check out these below.
FAQs - Coventry, RI Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.
Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.
Sources
- Rhode Island Department of Business Regulation Insurance Division. "State Minimum Car Insurance Requirements." Accessed May 28, 2022