Cheap Auto Insurance Quotes in Clover, SC, for 2023

Car Insurance in Clover, SC

Clover, SC, is a charming town in the northwest corner of York County. It’s rich in Scots-Irish history and hosts the annual Feis Chlobhair highland games festival. If you’re a driver in Clover, you may be on the lookout for car insurance. Before buying a policy, make sure to compare auto insurance quotes so you can find the best option for your needs.

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Cheap Car Insurance South Carolina

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Cheapest Car Insurance in Clover, SC

Inflation rates are at an all-time high, making cheap car insurance more important than ever before. Since the prices of housing, groceries, gas, and other essentials are skyrocketing, it only makes sense to save on your auto policy.

The good news is there are car insurance companies in Clover with insurance coverage that won’t break the bank. You can lock in the car insurance policy you need, even full coverage, without going over your budget. Here’s a closer look at the various providers available and their average monthly quotes.

Best Car Insurance in Clover, SC

Not all car insurance companies in Clover are created equal. That’s why we ranked them by our proprietary Insurify Composite Score (ICS). The ICS weights multiple factors that reflect the quality, reliability, and health of auto insurance companies.

To calculate the ICS, we used financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and more. Below is a list of our ranking of the best car insurance in Clover, SC. You’ll find each company’s ICS and average monthly quote. Note that some insurance companies do not yet have ratings.

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Minimum Car Insurance Requirements in South Carolina

All motor vehicles operated or parked on South Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

• Requested by law enforcement

• Renewing vehicle registration

• The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in South Carolina^[1] are:

• $25,000 per person for bodily injury

• $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. South Carolina is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

• $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

• $25,000 per person for uninsured/underinsured motorist bodily injury

• $50,000 per accident for uninsured/underinsured motorist bodily injury

• $25,000 per accident for uninsured/underinsured motorist property damage

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In South Carolina, drivers are requred to purchase this coverage for both bodily injury and property damage.

Clover Car Insurance Rates by Driver Age

Age is one of the key factors car insurance companies use to determine your car insurance rate. In general, older, more experienced drivers are less likely to have accidents or take risks while driving. That’s why they typically secure cheaper car insurance rates than younger drivers with less experience.

If you’re a teen driver or in your early 20s, know that your premium may drop at age 25, as long as you prove you’re responsible behind the wheel. At age 75, it may trend upward once again. Here’s an overview of car insurance rates in South Carolina, broken down by age group.

Clover Car Insurance Rates by Driving and Accident History

Your driving history is another key factor that impacts how much you pay for auto insurance coverage. A good driving record almost always leads to lower premiums. On the flip side, a history of traffic violations and accidents signals to insurance agents that you’re high-risk and results in more expensive rates.

This table shows the average monthly cost of an auto policy based on driver history.

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High-Risk Car Insurance South Carolina

DUI Car Insurance South Carolina

Clover Car Insurance Rates by Credit Tier

If you’ve ever applied for a credit card or loan, you know credit scores are important, but you may be surprised to find out that your credit can also affect what you pay for car insurance in Clover. Most car insurance companies prefer policyholders with good or excellent credit. Here’s a look at car insurance rates in the area broken down by credit tier.

How to Get the Cheapest Car Insurance in Clover

If you’re on the lookout for the cheapest car insurance in Clover, Insurify is an invaluable tool. Once you fill out a short form, you’ll be able to compare car insurance quotes in minutes. You’ll be able to compare the coverage options, deductibles, and insurance premiums of various car insurance companies with ease.

Insurify can save you time and money. Since there are no sign-ups or fees involved, you have nothing to lose. There’s no better way to learn about insurance products and get cheap car insurance quotes in Clover that can potentially save you hundreds of dollars per year. Bundling your car insurance with renters or home insurance is another great way to save.

For more detailed South Carolina city guides, check out these below

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