Cheap Auto Insurance Quotes in Canton, GA, for 2023

Car Insurance in Canton, GA

If you live in Canton, you must meet minimum car insurance requirements to drive legally. The good news is there are cheap policies available. As long as you shop around and compare car insurance quotes from multiple companies, you may be able to lock in a great deal on auto insurance coverage. This is particularly true if you’re a safe driver with a clean record.

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Cheap Car Insurance Georgia

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Cheapest Car Insurance in Canton, GA

There are many car insurance companies that serve drivers in the Canton area, and there is quite a large range of premium costs. Below, we’ve included a table with many providers and their average monthly premiums.

Minimum Car Insurance Requirements in Georgia

All motor vehicles operated or parked on Georgia roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

• Requested by law enforcement

• Renewing vehicle registration

• The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Georgia^[1] are:

• $25,000 per person for bodily injury

• $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Georgia is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

• $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

• $25,000 per person for uninsured motorist bodily injury

• $50,000 per accident for uninsured motorist bodily injury

• $25,000 per accident for uninsured motorist property damage

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Georgia, drivers are required to be insured for both bodily injury and property damage.

Canton Car Insurance Rates by Driving and Accident History

When you apply for auto insurance, insurers will pay close attention to your driving record and accident history^[2]. If you have a clean record, you can expect lower rates than someone with a history of serious traffic violations, like speeding tickets, at-fault accidents, and DUIs. The table below shows how your driving history may impact your monthly car insurance premiums.

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High-Risk Car Insurance Georgia

DUI Car Insurance Georgia

Canton Car Insurance Rates by Credit Tier

You may be surprised to learn that some car insurance companies will consider your credit when you apply for a policy and when determining your premium^[3]. This is because excellent or good credit usually indicates to insurers you’ll be less likely to file claims. Here’s a look at the average monthly cost of car insurance in Canton by credit tier.

How to Get the Cheapest Car Insurance in Canton

If you’re on the lookout for cheap car insurance in Canton, you should make sure to compare quotes. With Insurify, you can receive personalized auto insurance quotes in minutes. All you have to do is fill out a short online form and share details about yourself and your vehicle. Best of all, there’s no need to sign up or pay a fee.

Insurify can allow you to explore all your car insurance coverage options in one convenient place, eliminating the need to visit multiple websites and request individual quotes. Drivers should also consider bundling their auto insurance with renters insurance or homeowners insurance, as well as pursuing any other discounts they might qualify for.

Frequently Asked Questions

Insurify Insights

How Canton Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Canton, Georgia below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Canton drivers measure up to their fellow motorists across Georgia in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

Ford F-Series Pickup

Most Popular Car in Canton

#128

City with the Most Speeding Tickets Rank in Georgia

#32

City with the Most Moving Violations Rank in Georgia

#40

City with the Most DUIs Rank in Georgia

#114

City with the Most Suspended Licenses in Georgia

• Accidents in Canton

  While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Canton drivers rank 18 in the number of car accidents per driver across all cities in Georgia.

  • Rank within state: #18
  • Percent of drivers in Canton with an accident: 12.9%
• DUI/DWIs in Canton

  While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Canton drivers rank 40 in the number of DUI’s per driver across all cities in Georgia.

  • Rank within state: #40
  • Percent of drivers in Canton with a DUI: 1.7%
• Reckless Drivers in Canton

  Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Georgia, Canton drivers rank 16 in the number of reckless driving offenses per driver.

  • Rank within state: #16
  • Percent of drivers in Canton with a reckless driving offense: 3%
• Rude Drivers in Canton

  The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Georgia, Canton drivers rank 15 in rude driving infractions.

  • Rank within state: #15
  • Percent of drivers in Canton with a reckless driving violation: 3.7%
• Speeding in Canton

  Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Georgia, Canton drivers rank 128 in the number of speeding infractions per driver.

  • Rank within state: #128
  • Percent of drivers in Canton with a speeding ticket: 9.6%
• Safest Drivers in Canton

  Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Canton drivers rank 177 in clean driving records across all cities in Georgia.

  • Rank within state: #177
  • Percent of drivers in Canton with clean record: 74.6%
• Hybrid/Electric Vehicle Ownership in Canton

  As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Canton drivers rank 76 in hybrid and electric vehicle ownership across all cities in Georgia.

  • Rank within state: #76
  • Percent of drivers in Canton with a hybrid/electric vehicle: 0.76%

Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.