Cheap Auto Insurance Quotes in Alexandria, VA (2023)

Most of Alexandria's 159,000 New Year's celebration–loving residents drive as their main mode of transportation. Speaking of fireworks, you might want to let off a couple after you get this car insurance deal.

More than 90 percent of Alexandria households own cars. With all the different people in the city's melting pot mixing on the road, it might be time to get a new auto insurance policy in Old Dominion.

Car Insurance in Alexandria, VA

The average cost of Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Alexandria, VA to find you the cheapest quotes in the area.

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• Cheap Car Insurance Virginia

• Compare Car Insurance

Cheapest Car Insurance in Alexandria, VA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Best Car Insurance in Alexandria, VA

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top rated companies that offer car insurance in Alexandria. For the complete list, see Insurify's best car insurance companies .

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Average Car Insurance Cost

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Minimum Car Insurance Requirements in Virginia

Virginia does not require automobile insurance, offering drivers to pay an Uninsured Motor Vehicle fee in lieu of coverage.

If you do choose to purchase insurance, the minimum liability insurance requirements for private passenger vehicles in Virginia^[1] are:

• $30,000 per person for bodily injury

• $60,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Virginia is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

• $20,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Alexandria Car Insurance Rates by Driver Age

Though insurance companies use many details about drivers to estimate risk and set rates, age is a big one. In Alexandria, rates suggest that older drivers cost less to insure than those with less experience on the road. This is because a younger driver’s immaturity works against them. Statistically speaking, teen drivers have more accidents than any other age group. Teen drivers in Alexandria, therefore, pay the most, at $382 in monthly insurance premiums. Rates here decline as you age, with drivers in their 60s paying the least, at $171.

Alexandria Car Insurance Rates by Driving and Accident History

When you cause an accident or engage in risky driving behavior, insurance rates increase. Why? Because car insurance companies have to recover the money they either lost in your previous claim or assume they will lose in the future (because poor driving puts you in a higher risk category). Alexandria drivers with a clean driving history pay $198 for insurance premiums monthly. Someone with an at-fault accident on their record, however, pays 38 percent more, at $273.

See More:

• High-risk Car Insurance Virginia

• DUI Car Insurance Virginia

Alexandria Car Insurance Rates by Credit Tier

Though the use of credit scores to calculate insurance rates is a touchy subject, it’s a common practice. Why? People in the know have been able to relate credit score to claims risk. Underwriters use a credit-based insurance score, therefore, to assess risk and assign you a rate. The better you manage your money, the higher your credit score and better your policy pricing will be. A motorist with a good credit score can expect to pay $204 in car insurance costs monthly in Alexandria.

See More: Bad Credit Car Insurance Virginia

Find local Alexandria agents

Alexandria, VA DMV Information

The Alexandria Customer Service Center is at 2681 Mill Rd., Alexandria, VA 22314. The hours are Monday through Friday from 8 a.m. to 6 p.m. and Saturdays from 8 a.m. to 12 p.m., and the phone number is 1 (804) 497-7100. All in-person services require an appointment. You can make one over the phone or online.

Public Transportation in Alexandria, VA

Most Alexandrians drive, and the state's interstates and highways aid travel and traffic flow. Public transportation serves a considerable part of the community. There are Amtrak rails available in Alexandria Union Station, and Virginia Railway Express (VRE) also gives rides. DASH bus, Metrobus, and Washington Metro bus move passengers throughout the city. There's even a water taxi service that takes you to Maryland across the river. If that all sounds too slow, try ridesharing services such as Uber and Lyft. Traditional taxis like Alexandria Yellow Cab and GoGreen can help you to your destination. Capital Bikeshare will let you ride around the city and take in that Potomac breeze.

For more detailed Virginia city level guides, check out these below.

• Average Cost of Car Insurance Rates in Virginia

• DUI Car Insurance Rates in Virginia

• High-Risk Driver Car Insurance Rates in Virginia

• Virginia Car Insurance with Bad Credit Rates

• Short-Term Car Insurance in Virginia

• SR-22 Insurance in Virginia

How to get the best and cheapest car insurance in Alexandria, VA

Most Alexandrians know a little a bit about George Washington's history with the town. Try Insurify to select presidential rates and compare dozens of insurance quotes in just a few seconds.

When 9.9 percent of drivers have no insurance, car insurance becomes the smart thing to buy in Virginia. Use Insurify to get a car insurance deal that tastes as good as Cheesetique's gooey grilled cheese.

FAQs - Alexandria, VA Car Insurance