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Updated August 31, 2022
Car Insurance in Claymont, DE
The average cost of Delaware car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Claymont, DE to find you the cheapest quotes in the area.
Quick Facts
The average cost of car insurance in Claymont is $302 per month, or $3624 annually.
Car insurance in Claymont is $37 more than the average cost of car insurance in Delaware.
The cheapest car insurance provider in Claymont on average is Progressive, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
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Cheapest Car Insurance in Claymont, DE
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in Claymont | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
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Progressive | $73 /mo |
State Farm | $156 /mo |
Nationwide | $168 /mo |
Travelers | $241 /mo |
American Family | $247 /mo |
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Average Car Insurance Cost
Delaware Cities | |
---|---|
Wilmington | $282/mo |
Dover | $217/mo |
Newark | $231/mo |
Middletown | $244/mo |
Claymont | $211/mo |
Delaware | $237/mo |
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in Delaware
All motor vehicles operated or parked on Delaware roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Delaware[1] are:
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Delaware is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$10,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
$15,000 per person for PIP
$30,000 per accident for PIP
Personal injury protection coverage, also referred to as PIP coverage, will cover the policyholder for medical payments they incur in the event of an accident. Depending on your plan, you may also receive non-medical benefits, compensating you for lost wages, household expenses, and even funeral costs.
Find local Claymont agents
Ron Cephas - State Farm Insurance Agent
3511 Philadelphia Pike,
Claymont, DE 19703GoodWorks
3001 Philadelphia Pike,
Claymont, DE 19703Rainbow Financial Services Inc
291 Harbor Dr,
Claymont, DE 19703Fox Point Programs
3001 Philadelphia Pike,
Claymont, DE 19703Gem Group
650 Naamans Rd # 303,
Claymont, DE 19703Rockwood Programs, Inc.
3001 Philadelphia Pike,
Claymont, DE 19703Leila Rappaport - Aflac Insurance Agent
1102 Society Dr,
Claymont, DE 19703Aflac District Office
1003 Society Dr,
Claymont, DE 19703
For more detailed Delaware city level guides, check out these below.
FAQs - Claymont, DE Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.
Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
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Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.
Sources
- Delaware Department of Motor Vehicles. "State Minimum Car Insurance Requirements." Accessed May 28, 2022