Cheap Auto Insurance Quotes in Greenville, MS (2023)

Few places are more distinctly Southern than Greenville, Mississippi. It’s located in the culturally rich area of the Mississippi Delta, and drivers here need a car to get around. That’s why any resident of this unique Mississippi town should go out of their way to find car insurance that meets their needs.

That all starts with comparing car insurance quotes from a wide array of carriers—then zeroing in on the policy that’s perfect for your lifestyle and budget.

Car Insurance in Greenville, MS

The average cost of Mississippi car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Greenville, MS to find you the cheapest quotes in the area.

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• Cheap Car Insurance Mississippi

• Compare Car Insurance

Cheapest Car Insurance in Greenville, MS

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

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Minimum Car Insurance Requirements in Mississippi

All motor vehicles operated or parked on Mississippi roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

• Requested by law enforcement

• Renewing vehicle registration

• The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Mississippi^[1] are:

• $25,000 per person for bodily injury

• $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Mississippi is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

• $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Greenville Car Insurance Rates by Driver Age

The average premium auto insurance rates can vary drastically for drivers who live in Greenville. This can be seen right away, as teen drivers pay three times as much for coverage as those in their 20s. On average, teen drivers will have to pay $652.69, while those in their 20s will only pay $227.36. Rates continue to drop, as drivers in their 30s on average should expect a rate around $153.52. The lowest rates in the city can be found for drivers in their 60s, as average premiums are less than $100.

Greenville Car Insurance Rates by Driving and Accident History

Maintaining and creating a safe environment on the road is an important goal for the city of Greenville. That is why there is a big emphasis on providing lower auto insurance rates to those with clean driving records and a history of no accidents. Drivers who have avoided violations should expect to pay an average premium of $190.97. Speeding violations are seen as major offenses and carry a large penalty with them. Motorists who have one on their record should expect their rates to jump to an average of $459.

See More:

• High-risk Car Insurance Mississippi

• DUI Car Insurance Mississippi

Greenville Car Insurance Rates by Credit Tier

'Insurance companies throughout Greenville use credit scores and ratings as a way to assess a driver''s risk factors. Depending on what rating you fall into, you may experience a fluctuation in the average premium you pay for coverage. Drivers with an excellent rating can expect an average rate around $96.57. Each rating below excellent will push the average premium up drastically, with motorists in the average and poor categories paying between $185 and $190.'

See More: Bad Credit Car Insurance Mississippi

Find local Greenville agents

Greenville, MS DMV Information

The Greenville DPS Driver’s License Office is located at 420 Highway 82 W and offers license services, but if you are looking for registration services, you may need to head to a DMV in a nearby town. The Greenville DPS is open Monday through Friday from 8 a.m. to 5 p.m., and you can call 1 (662) 332-4734 to make an appointment.

Public Transportation in Greenville, MS

Greenville has limited public transportation options, but they do offer a Greyhound bus line that stops at the Greenville Bus Terminal, as well as a Delta bus line which can transport riders around the region.

For more detailed Mississippi city level guides, check out these below.

• Average Cost of Car Insurance Rates in Mississippi

• DUI Car Insurance Rates in Mississippi

• High-Risk Driver Car Insurance Rates in Mississippi

• Mississippi Car Insurance with Bad Credit Rates

• Short-Term Car Insurance in Mississippi

• SR-22 Insurance in Mississippi

How to get the best and cheapest car insurance in Greenville, MS

With limited public transportation in Greenville, almost every resident in town opts for a car. That’s why it’s so important for Greenville residents to find robust, affordable car insurance. But how do you find that? It’s simple: compare a wide range of car insurance quotes for free with Insurify. Then, you’ll be well on your way to the right policy at the right price.

FAQs - Greenville, MS Car Insurance