4.8out of 3,000+ reviews
Updated August 31, 2022
Car Insurance in Cicero, IL
The average cost of Illinois car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Cicero, IL to find you the cheapest quotes in the area.
Quick Facts
The average cost of car insurance in Cicero is $189 per month, or $2268 annually.
Car insurance in Cicero is $46 more than the average cost of car insurance in Illinois.
The cheapest car insurance provider in Cicero on average is Metromile, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
See More:
Cheapest Car Insurance in Cicero, IL
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in Cicero | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
---|---|
Progressive | $57 /mo |
Allstate | $97 /mo |
State Farm | $108 /mo |
Travelers | $136 /mo |
Nationwide | $175 /mo |
Compare Car Insurance Quotes Instantly
Minimum Car Insurance Requirements in Illinois
All motor vehicles operated or parked on Illinois roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Illinois[1] are:
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Illinois is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$20,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
$50,000 per accident for uninsured motorist bodily injury
$15,000 per accident for uninsured motorist property damage
$50,000 per accident for underinsured motorist bodily injury
Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Illinois, drivers are required to purchase coverage for both uninsured and underinsured drivers for property damage and bodily injury.
Find local Cicero agents
Illinois Vehicle Auto Insurance
5624 Cermak Rd,
Cicero, IL 60804Oxford Auto Insurance
2942 S Cicero Ave,
Cicero, IL 60804Acceptance Insurance
5921 Cermak Rd,
Cicero, IL 60804Valdez Auto and Home Insurance
2405 S Laramie Ave,
Cicero, IL 60804Loya Insurance Company
2420 S Cicero Ave,
Cicero, IL 60804Azteca Insurance Agency
6013 Roosevelt Rd,
Cicero, IL 60804Ismael Torres: Allstate Insurance
2231 S Laramie Ave,
Cicero, IL 60804Minerva Moya Agency LLC American Family Insurance
5003 W Cermak Rd,
Cicero, IL 60804Consuelo Malec: Allstate Insurance
6011 W 26th St,
Cicero, IL 60804Loreto Arzola - State Farm Insurance Agent
5742 W Cermak Rd,
Cicero, IL 60804
For more detailed Illinois city level guides, check out these below.
FAQs - Cicero, IL Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.
Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
Compare Car Insurance Quotes Instantly
Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.
Sources
- Illinois Department of Transportation. "State Minimum Car Insurance." Accessed May 28, 2022