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Cheap Auto Insurance Quotes in Jacksonville, AR (2023)
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Tanveen Vohra
Editorial Manager
Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.Tanveen's work has been cited by CNBC , Fox Business, Business Insider, Fortune, and Market Watch, among others.
Edited by
Olivia Oksenhorn
Insurance Writer
Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
Reviewed by
Amber Benka
Licensed Insurance Agent
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance.
Updated August 31, 2022
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Little Rock is the capital and largest city in Arkansas—but you can’t forget about the suburbs that make up the surrounding area. Jacksonville is one of the largest suburbs outside Little Rock, and it’s a town with plenty of drivers. By investing in strong car insurance at a good price, Jacksonville residents can stay protected on the roads.
Car Insurance in Jacksonville, AR
The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Jacksonville, AR to find you the cheapest quotes in the area.
Quick Facts
The average cost of car insurance in Jacksonville is $207 per month, or $2484 annually.
Car insurance in Jacksonville is $26 more than the average cost of car insurance in Arkansas.
The cheapest car insurance provider in Jacksonville on average is Progressive, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
State Farm$69
Allstate$85
Nationwide$102
Direct Auto$178
The General$227
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Table of contents
- Cheapest Car Insurance
- Best Car Insurance
- Average Car Insurance Cost
- Mininum Car Insurance Requirements
- Car Insurance Rates by Driver Age
- Rates by Driving and Accident History
- Car Insurance Rates by Credit Tier
- Find local insurance agents
- How to get the best and cheapest car insurance in Jacksonville, AR
- FAQs - Jacksonville, AR Car Insurance
- Insurify Insights
Cheapest Car Insurance in Jacksonville, AR
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Jacksonville | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| State Farm | $69 /mo |
| Allstate | $85 /mo |
| Nationwide | $102 /mo |
| Direct Auto | $178 /mo |
| The General | $227 /mo |
Best Car Insurance in Jacksonville, AR
The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top rated companies that offer car insurance in Jacksonville. For the complete list, see Insurify's best car insurance companies .
| Best Companies | Score | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|---|
| American Family | 89 | $222 /mo |
| Liberty Mutual | 82 | $260 /mo |
See More: Best Car Insurance Companies
Average Car Insurance Cost
| Arkansas Cities | |
|---|---|
| Little Rock | $190/mo |
| Fort Smith | $150/mo |
| Fayetteville | $138/mo |
| Springdale | $130/mo |
| Jacksonville | $154/mo |
| Arkansas | $152/mo |
Springdale$130
Fayetteville$138
Fort Smith$150
Average for AR$152
Jacksonville$154
Little Rock$190
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in Arkansas
All motor vehicles operated or parked on Arkansas roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Arkansas[1] are:
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Arkansas is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$25,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
Jacksonville Car Insurance Rates by Driver Age
Like in other cities around the country, the average car insurance rates in Jacksonville tend to be higher for younger drivers. On average, teen drivers will pay $466.78 in premiums each month. Compare this to drivers in their 60s, who only pay one-third of the price, at around $155. It is safe to say having experience behind the wheel can give you better rates. However, the average price goes back up to $189 for Jacksonville drivers in their 70s.
| Driver's Age | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| teens | $467 |
| 20s | $251 |
| 30s | $159 |
| 40s | $192 |
| 50s | $203 |
| 60s | $156 |
| 70s | $190 |
| 80s | $160 |
Jacksonville Car Insurance Rates by Driving and Accident History
The average premium you pay for auto insurance may vary due to several factors, including your driving and your accident history. As seen in the city of Jacksonville, keeping a clean record with no violations will typically give you a lower rate around $193.59. For drivers who have some negative marks on their driving history, keep in mind that not all violations are the same. For example, if you have a speeding or failure-to-stop violation, your average premium could be $205 to $210. However, a more serious offense, like an at-fault accident, can result in an average premium of $242.
| Driving History | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| No Violation | $194 |
| Speeding Ticket | $210 |
| At-Fault Accident | $243 |
| Failure to Stop for Red Light / Stop Sign | $206 |
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Jacksonville Car Insurance Rates by Credit Tier
When people think about a credit score, they normally associate it with their ability to get a loan. While this is a common reason to watch your credit score, your score may also play a factor in determining your average insurance premium. In Jacksonville, those who maintain a good credit rating are more likely to have the lowest average premiums, around $198.37. For anyone who finds themselves with an average or poor rating, your premium rates could range from $200 to $210.
| Credit Tier | Avg. Monthly Cost The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| Excellent | $233 |
| Good | $199 |
| Average | $203 |
| Poor | $211 |
See More: Bad Credit Car Insurance Arkansas
Find local Jacksonville agents
Centennial Insurance Agency, Inc.
1900 John Harden Drive,
Jacksonville, AR 72023Direct Auto Insurance
425 W Main St,
Jacksonville, AR 72076Advantage 1 Auto Insurance
601 W Main St,
Jacksonville, AR 72076Shelter Insurance - Seth Boyd
1108 W Main St,
Jacksonville, AR 72076Shelter Insurance - Todd Martin
210 John Harden Dr,
Jacksonville, AR 72076Jenkins Insurance Agency
1420 Braden St A,
Jacksonville, AR 72076Pete Barry Insurance
1326 John Harden Dr,
Jacksonville, AR 72076Shelter Insurance - Scott Everett
517 N 1st St Ste 12,
Jacksonville, AR 72076ASA Auto-Cycle Insurance
309 W Main St,
Jacksonville, AR 72076Terry Ray - State Farm Insurance Agent
50 Hwy 67 N,
Jacksonville, AR 72076
Jacksonville, AR DMV Information
Jacksonville has a full-service DMV office at 4 Crestview Plaza, Jacksonville, AR 72076. With a central location and a full range of services, the office serves Jacksonville residents well when it comes to motor vehicle needs. The office is open from 8 a.m. to 4:30 p.m. Monday through Friday.
Public Transportation in Jacksonville, AR
The Rock Region Metro serves Arkansans within Pulaski County and stops at the Jacksonville Shopping Center. These bus lines help residents get around seven days a week.
For more detailed Arkansas city level guides, check out these below.
How to get the best and cheapest car insurance in Jacksonville, AR
In a town like Jacksonville, your car is your #1 option for getting around. With the right insurance policy on your side, you can make sure you get around safely and affordably. Let Insurify connect you with plenty of free car insurance quotes that you can compare side by side—then pick the policy that fits your budget.
FAQs - Jacksonville, AR Car Insurance
State Farm and Shelter Insurance are a couple of the major carriers that have agents working in Jacksonville. But don’t worry: if you want to go smaller, the area also features several regional car insurance companies that are attuned to the needs of Jacksonville residents.
Arkansas is one of several states that keep credit scores in mind when determining your car insurance premiums. When shopping for car insurance in Jacksonville, remember that a so-so credit score might lead to higher insurance rates.
Car insurance prices vary by state, driver history, and a host of other factors. To help you find the right policy at the right price, use Insurify to easily compare 10+ free quotes from a wide range of insurance companies.
Insurify Insights
How Jacksonville Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Jacksonville, Arkansas below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Jacksonville drivers measure up to their fellow motorists across Arkansas in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Nissan Altima
Most Popular Car in Jacksonville
#46
City with the Most Speeding Tickets Rank in Arkansas
#54
City with the Most Moving Violations Rank in Arkansas
#45
City with the Most DUIs Rank in Arkansas
#12
City with the Most Suspended Licenses in Arkansas
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Jacksonville drivers rank 55 in the number of car accidents per driver across all cities in Arkansas.
- Rank within state: #55
- Percent of drivers in Jacksonville with an accident: 7%
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Jacksonville drivers rank 45 in the number of DUI’s per driver across all cities in Arkansas.
- Rank within state: #45
- Percent of drivers in Jacksonville with a DUI: 1.3%
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Jacksonville drivers rank 56 in the number of reckless driving offenses per driver.
- Rank within state: #56
- Percent of drivers in Jacksonville with a reckless driving offense: 0.4%
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Jacksonville drivers rank 55 in rude driving infractions.
- Rank within state: #55
- Percent of drivers in Jacksonville with a reckless driving violation: 0.5%
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Jacksonville drivers rank 46 in the number of speeding infractions per driver.
- Rank within state: #46
- Percent of drivers in Jacksonville with a speeding ticket: 7.6%
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Jacksonville drivers rank 22 in clean driving records across all cities in Arkansas.
- Rank within state: #22
- Percent of drivers in Jacksonville with clean record: 81.3%
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Jacksonville drivers rank 20 in hybrid and electric vehicle ownership across all cities in Arkansas.
- Rank within state: #20
- Percent of drivers in Jacksonville with a hybrid/electric vehicle: 0.7%
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
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Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.
Sources
- Arkansas Insurance Department. "State Minimum Car insurance." Accessed May 28, 2022
