Cheap Auto Insurance Quotes in Jonesboro, AR (2023)

Car Insurance in Jonesboro, AR

Residents of Jonesboro and other cities in Arkansas require car insurance to stay safe and legal on the road. Average premiums for car insurance in Arkansas are about the same as the national average, costing drivers $210 per month. But it’s possible to find cheaper car insurance in the City of Churches if you know where to look.

With Insurify , you can compare customized insurance quotes from national carriers like State Farm and Nationwide along with local providers so you can easily identify the cheapest deal in car insurance. You’ll even be able to toggle between deductibles and coverage limits until you find a policy that fits your budget. It just takes a few minutes, and it’s totally free to use.

Auto insurance rates aren’t just based on the coverage options you choose, though you will pay more for full coverage than liability insurance. Car insurance costs can also vary from city-to-city and even from neighborhood to neighborhood. Here’s what residents pay, on average, in each major city in Arkansas so you can see how Jonesboro compares to the rest of the state.

See More:

• Cheap Car Insurance Arkansas

• Compare Car Insurance

Cheapest Car Insurance in Jonesboro, AR

Some car insurance providers are able to offer cheaper car insurance coverage than others. That’s because every insurance carrier weighs information like your age and credit score a little differently. While the following car insurance companies offer the cheapest rates on average, you should also get a free quote from Insurify to estimate your individual rate.

Best Car Insurance in Jonesboro, AR

While price is an important factor, it’s also important to choose a company that can reliably pay claims and offer good customer service. We evaluated a range of financial strength and customer satisfaction indicators to find the best car insurance companies in Jonesboro, so you can compare our results against your individual quotes for auto insurance coverage.

See More: Best Car Insurance Companies

Average Car Insurance Cost

Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Arkansas

All motor vehicles operated or parked on Arkansas roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

• Requested by law enforcement

• Renewing vehicle registration

• The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Arkansas^[1] are:

• $25,000 per person for bodily injury

• $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Arkansas is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

• $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Jonesboro Car Insurance Rates by Driver Age

One of the most important factors in determining the premium for your auto insurance policy is age. That’s because young drivers are less experienced and more likely to get into a car accident. In fact, teen drivers are almost three times as likely as drivers age 20 and older to be in a deadly crash. You can expect the following average rates for each age group in Arkansas.

Jonesboro Car Insurance Rates by Driving and Accident History

Insurance companies view drivers with infractions on their driving records as a greater risk to insure. That’s why you’ll pay more for car insurance if you have speeding tickets, DUIs, or accidents in your driving history. Here’s what drivers with these issues pay on average for car insurance when compared to drivers with a clean driving record in Jonesboro, Arkansas.

See More:

• High-risk Car Insurance Arkansas

• DUI Car Insurance Arkansas

Jonesboro Car Insurance Rates by Credit Tier

About 95 percent of insurers use your credit score, which is based on information in your credit report, when determining your rate. That’s because historical research shows that people with low scores account for a higher percentage of paid claims. If you have excellent credit, you’ll pay less for car insurance than someone with bad credit. Here’s what you can expect to pay for car insurance in Jonesboro, Arkansas, based on your credit score

See More: Bad Credit Car Insurance Arkansas

Find local Jonesboro agents

Jonesboro, AR DMV Information

The Jonesboro Office of Motor Vehicles offers driver’s licenses and renewal, vehicle title and registration, license plates, and commercial driver’s licenses for Craighead county. The office has a self-serve kiosk and is open from 8 a.m. to 4:30 p.m. on weekdays. The Jonesboro DMV is located at:

206 Southwest Drive, Suite B
Jonesboro, AR 72401
1 (870) 932-0667

Public Transportation in Jonesboro, AR

Jonesboro is a car-dependent city, according to Walk Score, but public transit options are available. The Jonesboro Economical Transit System (JET) operates five different bus routes for the city with 134 bus stops. JET is also in the process of implementing a 10-Year Transit Development Plan to expand public transportation services in Jonesboro.

Still, fewer than 1 percent of Jonesboro residents commute using the transit system. And while both Uber and Lyft are available in the city, getting around can be costly. Most people who work in or around Jonesboro will need a car to get the most out of the city.

For more detailed Arkansas city level guides, check out these below.

• Average Cost of Car Insurance Rates in Arkansas

• DUI Car Insurance Rates in Arkansas

• High-Risk Driver Car Insurance Rates in Arkansas

• Arkansas Car Insurance with Bad Credit Rates

• Short-Term Car Insurance in Arkansas

• SR-22 Insurance in Arkansas

How to get the best and cheapest car insurance in Jonesboro, AR

The easiest way to get the best and cheapest car insurance in Jonesboro is to compare customized car insurance quotes from multiple carriers. Rather than getting quotes from individual insurance agents, you can save time by using Insurify to find the right policy for you, whether you need collision coverage or just liability coverage.

You’ll just need to answer a few questions about your vehicle and driving history to get started. From there, you can view quotes from multiple providers in one spot. We’ll even factor in some of the discounts you may be eligible for, like a homeowners discount. You can also use Insurify to shop for home insurance and life insurance.

FAQs - Jonesboro, AR Car Insurance