Cheap Auto Insurance Quotes in Greeley, CO (2023)

An hour away from Denver, Greeley is a little more off the beaten path than bigger cities in Colorado because it’s not accessible from the country’s interstate system. Accessibility to cheap auto insurance options is always a must though—and an important part of owning a car in Greeley.

Though US-34 E will get you there, finding this city of 100,000 people isn’t as easy as signaling left or right off of I-25. While being located in an out-of-the-way place might make interstate accidents nonexistent, Greeley is still a place where roadway mishaps can happen. Having auto insurance coverage here is a must.

Car Insurance in Greeley, CO

The average cost of Colorado car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Greeley, CO to find you the cheapest quotes in the area.

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• Cheap Car Insurance Colorado

• Compare Car Insurance

Cheapest Car Insurance in Greeley, CO

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Best Car Insurance in Greeley, CO

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top rated companies that offer car insurance in Greeley. For the complete list, see Insurify's best car insurance companies .

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Average Car Insurance Cost

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Minimum Car Insurance Requirements in Colorado

All motor vehicles operated or parked on Colorado roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

• Requested by law enforcement

• Renewing vehicle registration

• The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Colorado^[1] are:

• $25,000 per person for bodily injury

• $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Colorado is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

• $15,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

Greeley Car Insurance Rates by Driver Age

Older drivers in Greeley pay the least for their car insurance but don’t get to enjoy these price cuts until later in life. Prices range from $194 to $265 for drivers between the ages of 20 and 49, and by the time motorists are in their 70s, their rates hover around the $147 price point. Motorists in their teens pay the most in this city, with rates that are just above $400 on average, showing that Greeley values experience behind the wheel.

Greeley Car Insurance Rates by Driving and Accident History

Adding a violation to your driving record in Greeley can be costly, and you should expect to see prices rise a little from the $221 rate that those with a clean driving history are charged. Failing to stop at an intersection won’t make much of a difference, yet an at-fault accident adds about $28 to one’s premium. A speeding ticket is the most costly incident, with prices averaging around $271.

See More:

• High-risk Car Insurance Colorado

• DUI Car Insurance Colorado

Greeley Car Insurance Rates by Credit Tier

Making strides to improve your credit rating is smart if you’re hoping to save money on your car insurance. Residents of Greeley see the most savings when they reach the excellent tier, with premiums that average $172. Both good and average ratings cost slightly more, at $235 and $234, respectively, while individuals with poor credit find they pay the most for their coverage, with prices that average $245.

See More: Bad Credit Car Insurance Colorado

Find local Greeley agents

Greeley, CO DMV Information

Weld County DMV locations are few—there’s one off 17th St. in Greeley and two more in nearby Del Camino and Fort Lupton. You can make an appointment at these three offices, but you can avoid going out altogether by taking care of most of your DMV-related business online. Coloradans can also step up to any self-service kiosk in the state to renew vehicle registration. Several of these yellow and blue timesavers are in or near Greeley.

Public Transportation in Greeley, CO

Even if you don’t have your own ride or are taking a break from the road these days, you can get around Greeley pretty easily by taking advantage of their public transit system, GET (Greeley-Evans Transit). The city provides fixed-route services, paratransit services, and Call-N-Ride within Greeley, Garden City, and Evans. Bonus if you are a student at the University of Northern Colorado: students can ride free with their ID. Want to know when the next bus is coming? You can download the Route Shout app to check out arrival times and more easily plan your public transportation trip. These rides don’t operate on major holidays, but taxi service is another option in this town.

For more detailed Colorado city level guides, check out these below.

• Average Cost of Car Insurance Rates in Colorado

• DUI Car Insurance Rates in Colorado

• High-Risk Driver Car Insurance Rates in Colorado

• Colorado Car Insurance with Bad Credit Rates

• Short-Term Car Insurance in Colorado

• SR-22 Insurance in Colorado

How to get the best and cheapest car insurance in Greeley, CO

While day-trippers often exit the city to explore towns like Loveland, Fort Collins, and Boulder, Greeley has a flavor all its own that’s waiting for you to experience it.

Visiting the city’s creative district is something that no one should miss. It includes hundreds of pieces of indoor and outdoor art that encourages and celebrates the city’s artistic expression. Art indeed is unique and so are everyone’s auto insurance needs. Let Insurify be your “home base” for getting your unique auto insurance needs taken care of quickly—and at a price you can be happy about.

FAQs - Greeley, CO Car Insurance