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Cheap Auto Insurance Quotes in Pueblo, CO (2023)
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Written by
Tanveen Vohra
Editorial Manager
Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.Tanveen's work has been cited by CNBC , Fox Business, Business Insider, Fortune, and Market Watch, among others.
Edited by
Olivia Oksenhorn
Insurance Writer
Olivia Oksenhorn is an insurance writer at Insurify. With a special focus in auto insurance and personal finance, Olivia works to help policyholders make informed decisions about their insurance. She received a bachelor's degree from the University of Colorado. Before starting at Insurify, she worked as a writer and in newsrooms and nonprofits across Colorado, including Aspen Public Radio and the Aspen Sojourner. You can connect with Olivia on LinkedIn.
Reviewed by
Janeth Lopez
Licensed Insurance Agent
Janeth Lopez is a licensed insurance agent. She specializes in auto, home, business, life, and RV insurance.
Updated August 31, 2022
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Car Insurance in Pueblo, CO
The average cost of Colorado car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Pueblo, CO to find you the cheapest quotes in the area.
Quick Facts
The average cost of car insurance in Pueblo is $232 per month, or $2784 annually.
Car insurance in Pueblo is $45 more than the average cost of car insurance in Colorado.
The cheapest car insurance provider in Pueblo on average is Progressive, but you should always compare quotes to find your best personal rate.
Quotes by Top Companies
Allstate$111
State Farm$129
Nationwide$169
Travelers$239
Liberty Mutual$240
See More:
Cheapest Car Insurance in Pueblo, CO
The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
| Insurance Provider in Pueblo | Quotes The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced. |
|---|---|
| Allstate | $111 /mo |
| State Farm | $129 /mo |
| Nationwide | $169 /mo |
| Travelers | $239 /mo |
| Liberty Mutual | $240 /mo |
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Average Car Insurance Cost
| Colorado Cities | |
|---|---|
| Denver | $236/mo |
| Colorado Springs | $215/mo |
| Aurora | $228/mo |
| Fort Collins | $142/mo |
| Pueblo | $191/mo |
| Colorado | $202/mo |
Fort Collins$142
Pueblo$191
Average for CO$202
Colorado Springs$215
Aurora$228
Denver$236
Click here to learn about car insurance quotes and save on your current policy.
Minimum Car Insurance Requirements in Colorado
All motor vehicles operated or parked on Colorado roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:
Requested by law enforcement
Renewing vehicle registration
The vehicle is involved in a car accident
The minimum liability insurance requirements for private passenger vehicles in Colorado[1] are:
$25,000 per person for bodily injury
$50,000 per accident for bodily injury
As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Colorado is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.
$15,000 per accident for property damage
If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.
Find local Pueblo agents
The Insurance Agent, Inc.
215 W 13th St. Suite H,
Pueblo, CO 81003Austin Insurance Agency Inc
1301 West 17th Street,
Pueblo, CO 81003Eagle Ridge Insurance Service
1108 N Main St,
Pueblo, CO 81003-2826Budget Insurance Services
P. O. Box 3217,
Pueblo, CO 81003Western Group, Inc
511 W 10th Street,
Pueblo, CO 81002-81005Larson Insurance Agency/A-Auto Insurance
1842 Vinewood Lane,
Pueblo, CO 81005Pueblo Insurance Service, Inc.
811-B West 4th St.,
Pueblo, CO 81003-2371CoWest of Pueblo
24 Bellflower Ct,
Pueblo, CO 81001Great Insurance Group LLC
32 Verdosa Drive,
Pueblo, CO 81005Colorado Farm Bureau Insurance-Jody Goemmer
1900 Santa Fe Dr,
Pueblo, CO 81006
For more detailed Colorado city level guides, check out these below.
FAQs - Pueblo, CO Car Insurance
Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.
Car insurance rates vary by state, driver, and company. Click here to find the cheapest car insurance quotes and companies in your area. If you’re looking for rates tailored to you, use Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts.
Insurify Insights
How Pueblo Drivers Measure Up
While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Pueblo, Colorado below:
Methodology
Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Pueblo drivers measure up to their fellow motorists across Colorado in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.
Ford F-Series Pickup
Most Popular Car in Pueblo
#33
City with the Most Speeding Tickets Rank in Colorado
#33
City with the Most Moving Violations Rank in Colorado
#32
City with the Most DUIs Rank in Colorado
#5
City with the Most Suspended Licenses in Colorado
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Pueblo drivers rank 32 in the number of car accidents per driver across all cities in Colorado.
- Rank within state: #32
- Percent of drivers in Pueblo with an accident: 7.2%
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Pueblo drivers rank 32 in the number of DUI’s per driver across all cities in Colorado.
- Rank within state: #32
- Percent of drivers in Pueblo with a DUI: 1.2%
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Colorado, Pueblo drivers rank 22 in the number of reckless driving offenses per driver.
- Rank within state: #22
- Percent of drivers in Pueblo with a reckless driving offense: 1.8%
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Colorado, Pueblo drivers rank 25 in rude driving infractions.
- Rank within state: #25
- Percent of drivers in Pueblo with a reckless driving violation: 1.9%
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Colorado, Pueblo drivers rank 33 in the number of speeding infractions per driver.
- Rank within state: #33
- Percent of drivers in Pueblo with a speeding ticket: 7.7%
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Pueblo drivers rank 4 in clean driving records across all cities in Colorado.
- Rank within state: #4
- Percent of drivers in Pueblo with clean record: 80.5%
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Pueblo drivers rank 31 in hybrid and electric vehicle ownership across all cities in Colorado.
- Rank within state: #31
- Percent of drivers in Pueblo with a hybrid/electric vehicle: 0.31%
Insurify Insights
Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.
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Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Service's database of auto insurance rates. With these insights, Insurify is able to offer drivers insight into how companies price their car insurance premiums.
Sources
- Colorado General Assembly. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
