What Is an HO-2 Insurance Policy? Broad Coverage Explained
An HO-2 policy is a type of homeowners insurance that protects against 16 perils but provides less coverage than a standard homeowners insurance policy. Learn how broad form coverage works.
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An HO-2 policy is a type of homeowners insurance that protects against 16 perils but provides less coverage than a standard homeowners insurance policy. Learn how broad form coverage works.
An HO-1 policy offers the most limited coverage so it's not enough for most homeowners, especially for those paying a mortgage. See why.
Homeowners insurance only covers sudden, unforeseen damages. See when termite damage is covered and when it's not.
Minimum liability requirements in Virginia are increasing starting in 2022. Learn more about the changes to ensure you’re carrying the legally required minimum in coverage.
A homeowners insurance protection class is a score that indicates firefighting capabilities. Learn how a protection class affects home insurance premiums.
Zone X sites are not included in FEMA's Special Flood Hazard Areas (SFHA), but see if you should still buy a flood policy or endorsement.
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